Kirk Cassidy and Michael Masserant break down what the financial service industry often gets wrong about retirement. They explore how the accumulation stage, which involves building retirement savings while working, has been overcomplicated by unnecessary products. Meanwhile, the distribution phase, which is about turning savings into income, has been dangerously oversimplified by outdated rules of thumb. This reversal, they explain, tends to benefit the industry rather than the retiree. If you’re serious about rethinking your retirement strategy and avoiding costly missteps, this episode is essential listening.

Retirement Education Foundation is a Fiscally Sponsored Program of United Charitable, a registered 501(c)(3) public charity.

This information is for educational purposes only and is not to be considered tax, legal or investment advice.

Kirk Cassidy and Michael Masserant are a Registered Investment Advisor. Advisory services are offered through C2 Private Wealth, an SEC Registered Investment Advisory Firm.